The Right Broker | NHS Mortgage Specialist

NHS Mortgages Made Simple — Even With Complex Pay

Specialist advice for doctors, nurses, AHPs and all NHS staff. We understand banding, bank shifts and overtime — because we only work with NHS clients.

✓ FCA Regulated ✓ CeMAP Qualified ✓ NHS Specialists Since 2025
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Why NHS Staff Get Let Down By Mainstream Brokers

Problem
"Your bank shifts aren't guaranteed income"
Our Solution
We know which lenders accept 100% of NHS bank income
Problem
"Your banding makes your salary hard to assess"
Our Solution
We present your full AfC package correctly from day one
Problem
"You work too many hours to chase a broker"
Our Solution
Free 15-min call, we do the legwork, you get on with your job

Book Your Free 15-Minute NHS Mortgage Call

"I currently have a small number of new client spots available."

Free initial consultation with Kayas Hussain. No obligation.

What NHS Clients Say

"As a band 6 nurse with bank shifts, I'd been turned down twice before. Kayas found me a lender who counted everything. Completed in 8 weeks."

— Sarah M., Band 6 Nurse, Leeds

"I'm a junior doctor with student loans and a complex rota. Kayas explained everything clearly and got me a great rate. Highly recommend."

— Dr. James T., FY2 Doctor, Manchester

"Remortgaged on a zero-hours NHS bank contract. Didn't think it was possible. Kayas made it happen."

— Priya K., NHS Bank Healthcare Assistant, London

Why NHS Staff Choose The Right Broker

🏥 NHS Staff Only
📋 FCA Regulated
🎓 CeMAP Qualified
💬 Free Initial Consultation

Free Download: The NHS Staff Mortgage Guide

Everything NHS employees need to know about getting a mortgage — banding, bank work, overtime, student loans. Straight-talking, jargon-free.