The Right Broker | NHS Mortgage Specialist

NHS Mortgages Made Simple — Even With Complex Pay

Specialist advice for doctors, nurses, AHPs and all NHS staff. I understand banding, bank shifts and overtime — because I only work with NHS clients.

✓ FCA Regulated ✓ CeMAP Qualified ✓ NHS Specialist Since 2025

Important: Your home may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

Why NHS Staff Get Let Down By Mainstream Brokers

Problem

"Your bank shifts aren't guaranteed income"

My Solution

I know which lenders accept 100% of NHS bank income

Problem

"Your banding makes your salary hard to assess"

My Solution

I present your full AfC package correctly from day one

Problem

"You work too many hours to chase a broker"

My Solution

Free 15-min call, I do the legwork, you get on with your job

"I currently have a small number of new client spots available."

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Free initial consultation with Kayas Hussain. No obligation.

"As a band 6 nurse with bank shifts, I'd been turned down twice before. Kayas found me a lender who counted everything. Completed in 8 weeks."

— Sarah M., Band 6 Nurse, Leeds

"I'm a junior doctor with student loans and a complex rota. Kayas explained everything clearly and got me a great rate. Highly recommend."

— Dr. James T., FY2 Doctor, Manchester

"Remortgaged on a zero-hours NHS bank contract. Didn't think it was possible. Kayas made it happen."

— Priya K., NHS Bank Healthcare Assistant, London

🏥 NHS Staff Only

📋 FCA Regulated

🎓 CeMAP Qualified

💬 Free Initial Consultation

Everything NHS employees need to know about getting a mortgage — banding, bank work, overtime, student loans. Straight-talking, jargon-free.