Why NHS Staff Are Often Told They “Can’t Borrow Enough”
Many lenders assess income using standard employed criteria. Enhancements, overtime and bank shifts are frequently averaged incorrectly or excluded entirely.
That can significantly reduce the borrowing figure you are given.
That’s where specialist NHS mortgage advice changes the outcome.
How It Works
Simple 3-Step Process
1. Book a short call
2. I review your income and shift structure
3. You receive clear next steps
What NHS Professionals Say
“Kayas explained how my enhancements were assessed properly.” — Band 5 Nurse, Essex
“He gave me a realistic borrowing figure.” — NHS Paramedic